Privacy Policy & Terms of Service

Last Updated: January 2025

Privacy Policy

Information We Collect

Calculator Data: All calculations are performed locally in your web browser. We do not collect, store, transmit, or have access to any financial data you enter into the calculator. Your income, expenses, and tax information never leaves your device.

Automatically Collected Information: Like most websites, we collect standard log information including IP addresses, browser type, referring pages, and timestamps. This data is used for security, analytics, and improving our service.

Cookies: We use cookies for basic website functionality and analytics. Third-party advertising partners (Google AdSense) may also set cookies. You can control cookie preferences in your browser settings.

How We Use Information

• To provide and maintain our calculator service
• To analyze usage patterns and improve user experience
• To display relevant advertisements through Google AdSense
• To protect against fraud and abuse

Third-Party Services

Google AdSense: We use Google AdSense to display advertisements. Google may use cookies to serve ads based on your prior visits to our website or other websites. You can opt out of personalized advertising at Google Ad Settings.

Frankfurter API: We use the Frankfurter API to fetch current exchange rates. This service receives only the request for exchange rate data, not any personal information.

Data Security

We implement appropriate technical and organizational measures to protect information. However, no method of transmission over the Internet is 100% secure, and we cannot guarantee absolute security.

Your Rights

Depending on your location, you may have rights regarding your personal data, including the right to access, correct, or delete information. Since our calculator processes data locally without storage, there is typically no personal data for us to access or delete.

Children's Privacy

Our service is not directed to individuals under 18. We do not knowingly collect personal information from children.

Changes to Privacy Policy

We may update this policy periodically. We will notify users of significant changes by posting a notice on our website.

Terms of Service

Acceptance of Terms

By accessing or using FreelanceRateCalculator.org, you agree to be bound by these Terms of Service. If you disagree with any part of these terms, you may not access the service.

Description of Service

FreelanceRateCalculator.org provides a free online calculator to help freelancers estimate their hourly rates based on income goals, expenses, and tax considerations. The service also includes educational content about freelancing and rate-setting.

Disclaimer of Professional Advice

NOT FINANCIAL OR TAX ADVICE: The calculator and all content on this website are for informational and educational purposes only. They do not constitute financial, tax, legal, or professional advice. Tax calculations are estimates based on general formulas and may not reflect your actual tax liability.

You should consult with qualified professionals (accountants, tax advisors, attorneys) before making financial decisions or filing taxes based on information from this website.

Accuracy of Information

While we strive to provide accurate and up-to-date information, we make no warranties about the completeness, reliability, or accuracy of the calculator results or content. Tax laws, rates, and regulations change frequently and vary by jurisdiction.

Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, FREELANCERATECALCULATOR.ORG AND ITS OPERATORS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES RESULTING FROM:

• Your use or inability to use the service
• Any errors or omissions in the calculator or content
• Reliance on information provided by the service
• Any unauthorized access to or use of our servers

Intellectual Property

The content, features, and functionality of this website are owned by FreelanceRateCalculator.org and are protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works without prior written permission.

Permitted Use

You may use this website for personal, non-commercial purposes. You agree not to:

• Use the service for any unlawful purpose
• Attempt to gain unauthorized access to any part of the service
• Interfere with or disrupt the service or servers
• Scrape, data mine, or use automated systems to access the service without permission

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the content, privacy policies, or practices of any third-party sites. We encourage you to review the terms and privacy policies of any third-party sites you visit.

Modifications to Service

We reserve the right to modify, suspend, or discontinue the service at any time without notice. We shall not be liable to you or any third party for any modification, suspension, or discontinuation.

Changes to Terms

We may revise these Terms of Service at any time. By continuing to use the service after changes become effective, you agree to be bound by the revised terms.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to conflict of law principles.

Contact

For questions about this Privacy Policy or Terms of Service, please contact us through the website.